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Insurance Points in NC

Speeding_ticketI get a lot of questions from friends and clients about insurance points.  In NC, when you get in a car wreck, or receive a speeding ticket, you get license points AND insurance points.

Insurance Points = $$$$

Insurance points determine the increase in the cost of your insurance.  For example, if you pay a speeding ticket for 75 in a 55, you will get 4 insurance points and your rates will go up by 90%.

Compare Convictions & Points
You can view the chart and the explanation of insurance points on this pamphlet published by the North Carolina Insurance Commission. Insurance Points Form
Don't Just Pay the Ticket
Also, don't simply pay the ticket!!!  You may have ways to reduce the ticket and save yourself money, and even more importantly, your license.

Chris Nichols 1.800.906.5984


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