Legal Forms

New Lawyers Seminar Materials: NC Personal Injury Lawyer Checklist

I had a great time speaking to the New Lawyers at the North Carolina Academy of Trial Lawyers today.

I promised to post the supporting materials and  you can download the Personal injury Checklist here:

Download final_pi_check_list.pdf

Good luck to all of you.  If you need to ask any questions, just email me though my website.


Chris Nichols 1.800.906.5984

HIPAA Form for download

HIPAA, not just an ungainly African animal

The Health Insurance Portability and Accountability Act (HIPAA) was enacted by the U.S. Congress  in 1996.

Title I of HIPAA protects health insurance coverage for workers and their families when they change or lose their jobs.

Title II of HIPAA, the Administrative Simplification (AS) provisions, requires the establishment of national standards for electronic health care transactions and national identifiers for providers, health insurance plans, and employers.

The AS provisions also address the security and privacy of health data. The standards are meant to improve the efficiency and effectiveness of the nation's health care system by encouraging the widespread use of electronic data interchange in the US health care system.


Chris Nichols

Nichols Law Firm Website 1.800.906.5984

Insurance Points in NC

Speeding_ticketI get a lot of questions from friends and clients about insurance points.  In NC, when you get in a car wreck, or receive a speeding ticket, you get license points AND insurance points.

Insurance Points = $$$$

Insurance points determine the increase in the cost of your insurance.  For example, if you pay a speeding ticket for 75 in a 55, you will get 4 insurance points and your rates will go up by 90%.

Compare Convictions & Points
You can view the chart and the explanation of insurance points on this pamphlet published by the North Carolina Insurance Commission. Insurance Points Form
Don't Just Pay the Ticket
Also, don't simply pay the ticket!!!  You may have ways to reduce the ticket and save yourself money, and even more importantly, your license.

Chris Nichols 1.800.906.5984